If you are considering private healthcare and want to pay for your own treatment, HMT Sancta Maria makes it straightforward. No referral needed, no insurance required. Just expert care, when you need it, with transparent pricing from the outset.
As a not-for-profit hospital, we are focused entirely on patient care rather than shareholder returns. That means outstanding value, a genuinely personal experience, and a team that puts you first.
What is self-pay private healthcare?
Self-pay private healthcare means you pay for your own treatment directly, without using health insurance. It is sometimes called self-fund or pay-as-you-go healthcare, and it gives you full control over when and where you are treated.
Self-pay is a popular choice for people who:
- Do not have private health insurance
- Have insurance but prefer to manage costs directly
- Want faster access to a specialist or procedure
- Are looking for a specific consultant or hospital
You only pay for what you need. There are no monthly premiums, no excess charges, and no policy exclusions to worry about.
Why choose HMT Sancta Maria for self-pay treatment?
HMT (Healthcare Management Trust) is a registered charity. Unlike many private hospital groups, we operate on a not-for-profit basis, which means any surplus we generate goes back into medical care, research, and staff development rather than to shareholders.
This allows us to offer genuinely competitive prices for private treatment in Wales, without compromising on quality. Our purpose-built hospital on Swansea's SA1 waterfront is equipped with state-of-the-art technology, and our consultants are among the most experienced in their fields.
Choosing Sancta Maria means:
- Transparent, guide prices published upfront
- No hidden costs within your agreed care package
- A dedicated care team from your first enquiry through to recovery
- Shorter waiting times for many procedures
- Modern facilities with advanced diagnostics on site
How much does private healthcare cost?
The cost of private healthcare varies depending on the procedure, the consultant, and your individual care requirements. To help you plan, we publish guide prices for many of our most commonly performed procedures.
Guide prices are an approximation and the final cost will be confirmed after your initial consultation. All prices below are for the hospital element of your treatment. Consultant fees are charged separately and typically start from around £200 for an initial appointment.
Procedure price guide
| Procedure | Guide price from |
|---|---|
| Hip replacement | £13,402 |
| Knee replacement | £15,119 |
| Cataract surgery (one eye) | £2,966 |
| Knee arthroscopy | £3,502 |
| Carpal tunnel release | £2,000 |
| Endometriosis surgery | £4,700 |
| Gallbladder removal | £6,875 |
| Colonoscopy | £2,141 |
| Hernia repair | £3,295 |
| Vasectomy | £2,575 |
All prices are guide prices only. The final cost may vary based on consultant fees, prosthesis or medications required, and any individual factors identified during your pre-assessment. Your confirmed price will be agreed with you before any treatment goes ahead.
For information on consultant fees across private hospitals in Wales and the UK, you can visit the Private Healthcare Information Network (PHIN).
Frequently asked questions about self-pay healthcare
How to pay
We ask that payment in full is made seven days before your surgery date. We accept:
- Credit and debit card
- Bank transfer
Quick links
If you have a question about self-pay treatment at HMT Sancta Maria, or would like to find out more about a specific procedure, our team is here to help.